63456 ZIP Code — Monroe City, MO

Monroe County, Missouri

ZIP code 63456 is located in Monroe City, Missouri, within Monroe County. It covers approximately 181.88 square miles and serves a population of 4,995 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 573.

About ZIP code 63456

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $140,500. Owner-occupancy sits near the national average at 64%.

Median household income is $58,547. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

4,995

population

181.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

63456 ZIP code map

Cities in ZIP code 63456

Below are the cities the US Postal Service accepts for ZIP code 63456. Using any city not on this list may result in mail delivery delays.

City	Status
Monroe City	Acceptable
Monroe City	Preferred

Nearby ZIP codes

63443 Hunnewell (9.9 mi) 65283 Stoutsville (11.5 mi) 63461 Palmyra (12.3 mi) 63463 Philadelphia (12.5 mi) 63439 Emden (13.9 mi) 63401 Hannibal (14.9 mi) 63436 Center (15 mi) 63468 Shelbina (16.8 mi) 63462 Perry (16.9 mi) 63471 Taylor (18.2 mi) 65282 Santa Fe (18.8 mi) 63459 New London (19.3 mi)

Demographics updated 05/2026

Population
Total population	4,995
Population density	27 / sq mi
State FIPS	29
County FIPS	137

Geography
Land area	181.88 sq mi
Water area	5.25 sq mi
Latitude	39.6715
Longitude	-91.7055
Timezone	Central (CT)
Area code	573

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.2%	53.2%	43.8%
$50k – $100k	36.9%	32.0%	31.5%
$100k – $200k	14.0%	13.8%	19.5%
Over $200k	0.9%	1.0%	5.2%

Demographics & statistics

4,995

Population

People per sq mi

40.7

Median age

$58,547

Median household income

$26,960

Per capita income

$140,500

Median home value

$705

Median monthly rent

63.5%

Home ownership

12.7%

Poverty rate

0.7%

Unemployment

1,658

Housing units

20.7%

Bachelor's or higher

Age distribution

Male Female

185

Under 5

183

193

5–9

190

163

10–14

161

15–19

159

106

20–24

105

256

25–34

253

381

35–44

375

284

45–54

280

161

55–59

158

170

60–64

168

251

65–74

247

150

75–84

147

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,300	26.0%
18 and over	3,695	74.0%
65 and over	903	18.1%
Median age	40.7 years

Race & ethnicity

White 89.2%

Black or African American 5.7%

Two or more races 2.4%

American Indian / Alaska Native 1.1%

Asian 0.9%

Hispanic or Latino 0.6%

Group	Count	%
White	4,482	89.2%
Black or African American	287	5.7%
Two or more races	123	2.4%
American Indian / Alaska Native	56	1.1%
Asian	47	0.9%
Hispanic or Latino	32	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.2%	53.2%	43.8%
$50k – $100k	36.9%	32.0%	31.5%
$100k – $200k	14.0%	13.8%	19.5%
Over $200k	0.9%	1.0%	5.2%

Under $10k 5.1%

$10k–$15k 4.9%

$15k–$25k 9.7%

$25k–$35k 8.4%

$35k–$50k 12.1%

$50k–$75k 20.0%

$75k–$100k 17.9%

$100k–$150k 11.7%

$150k–$200k 8.7%

$200k+ 1.5%

Range	% of households
Under $10k	5.1%
$10k–$15k	4.9%
$15k–$25k	9.7%
$25k–$35k	8.4%
$35k–$50k	12.1%
$50k–$75k	20.0%
$75k–$100k	17.9%
$100k–$150k	11.7%
$150k–$200k	8.7%
$200k+	1.5%
Median income	$58,547

Housing

Home values

Under $50k 4.6%

$50k–$100k 31.3%

$100k–$150k 17.9%

$150k–$200k 21.0%

$200k–$300k 18.9%

$300k–$500k 2.8%

$500k–$1M 1.6%

$1M+ 1.9%

Housing overview

Metric	Value
Median home value	$140,500
Median rent / month	$705
Owner occupied	63.5%
Renter occupied	36.5%
Vacant	20.8%
Single-family detached	68.7%
Large apartment buildings	0.2%
Mobile homes	16.6%
Median rooms	5.5
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.0%
2010–2019	4.8%
2000–2009	16.3%
1990–1999	11.3%
1980–1989	14.8%
1970–1979	18.1%
1960–1969	9.3%
1950–1959	6.3%
1940–1949	1.6%
1939 or earlier	17.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	6.8%
2 bedrooms	36.9%
3 bedrooms	39.5%
4 bedrooms	12.0%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	9.6%
1 vehicle	24.2%
2 vehicles	38.1%
3 or more	28.1%

Heating fuel

Fuel type	%
Utility gas	39.6%
Electricity	38.2%
Propane / LP gas	20.2%
Wood	1.7%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	1,013	54.8%
Cohabiting couple	93	5.0%
Male householder, no spouse	327	17.7%
Female householder, no spouse	415	22.5%
Households with children under 18	708	38.3%
Households with seniors (65+)	601	32.5%
Average household size	2.65

Marital status

Status	Male	Female
Never married	27.2%	24.2%
Married	57.2%	53.1%
Separated	1.2%	1.0%
Widowed	3.7%	11.2%
Divorced	10.7%	10.6%

Education

Less than 9th grade 2.4%

Some HS, no diploma 8.4%

HS graduate 43.5%

Some college, no degree 18.2%

Associate's degree 6.8%

Bachelor's degree 13.9%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	89.2%
Bachelor's or higher	20.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	36	3.6%
Kindergarten	23	2.3%
Elementary school	561	56.3%
High school	239	24.0%
College / grad school	137	13.8%

Employment

Industry of employment

Education & healthcare 23.9%

Manufacturing 17.1%

Retail trade 14.5%

Transportation & utilities 9.5%

Arts, food & hospitality 8.3%

Professional & management 5.1%

Other services 4.7%

Agriculture & mining 4.3%

Construction 4.1%

Public administration 3.3%

Finance & real estate 2.5%

Wholesale trade 1.7%

Information 1.1%

Occupation

Category	%
Management, business & arts	36.1%
Service	14.4%
Sales & office	18.2%
Natural resources & construction	7.2%
Production & transportation	24.1%

Employment type

Type	%
Private sector	82.0%
Government	10.6%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.7%
Carpool	9.4%
Public transit	0.0%
Walk	2.3%
Work from home	6.1%
Other means	0.5%
Avg commute (minutes)	21.7

Poverty

All people 12.7%

Under 18 years 12.1%

18 and over 13.0%

Married-couple families 2.4%

Female-led households 33.2%

Income support

Source	% of households
Social Security	37.4%
Retirement income	28.5%
Supplemental Security	8.2%
Cash public assistance	3.5%
Food stamps / SNAP	10.4%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	35.8%
High cholesterol	36.0%
Diabetes	11.8%
Heart disease	8.3%
Stroke	3.8%
Asthma	9.7%
Arthritis	31.1%
Kidney disease	3.3%
Pulmonary disease	9.7%
Cancer	7.5%

Behavior / access	%
Smoking	22.7%
Binge drinking	16.0%
No physical activity	29.4%
Less than 7 hrs sleep	34.7%
Depression	24.0%
Fair or poor health	18.4%
Poor mental health	15.8%
Poor physical health	13.1%
No health insurance	16.1%
Visited doctor (checkup)	75.1%
Visited dentist	56.4%
Cholesterol screening	88.7%
Teeth loss	20.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	318	8.6%

Disability	%
Any disability	15.5%
Under 18	2.0%
18–64 years	13.8%
65 and over	41.4%

Health insurance coverage

Type	%
Private insurance	68.0%
Public insurance	32.5%
No insurance	9.5%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,627	92.6%
Spanish	29	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	9	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,936	98.8%
Born in same state	4,936	98.8%
Born in different state	3,869	77.5%
Foreign born	0	0.0%
Naturalized citizen	59	1.2%
Not a US citizen	16	27.1%

Ancestry

Ancestry	Count	%
Italian	657	13.2%
French	420	8.4%
Arab	345	6.9%

Ancestry	Count	%
English	50	1%
German	30	0.6%

Technology access

Metric	% of households
Computer access	37.0%
Internet access	90.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 63456

What city is ZIP code 63456 in?

ZIP code 63456 is primarily assigned to Monroe City, Missouri.

What county is ZIP code 63456 in?

ZIP code 63456 falls within Monroe County, Missouri.

Does ZIP code 63456 have a large retiree population?

37% of households in ZIP code 63456 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 63456?

The median home value in ZIP code 63456 is $140,500.

What is the population of ZIP code 63456?

ZIP code 63456 has an estimated population of 4,995 residents, with a density of 27 people per square mile.

What is the median household income in ZIP code 63456?

The median household income in ZIP code 63456 is $58,547, below the national median of ~$75,000.

What timezone is ZIP code 63456 in?

ZIP code 63456 observes the CST timezone.